6 things you should do when you’re involved in an accident scam

You’re on the road, probably heading to work or home or some place else, when all of a sudden a pedestrian bumps into your vehicle and in dramatic fashion, falls onto the road, moaning in pain.

You may think to yourself, “I’ve got a lawsuit on my hands”, or if you’ve fallen prey to accident scams before, you’d know that you are currently being duped.

Accident scams have become more and more common in Southeast Asia.

Most recently, one of these accident scammers was caught on video and boy, does he deserve the Golden Raspberry Award for the worst accident performance the world has ever seen. I mean, just take a look at this abomination.

Turns out, he’s not the only one. A quick search on YouTube would yield numerous accident scams that are ridiculously hilarious. Just take a look at this compilation.

I can go on for the entire day but some of these guys are really good and convincing. Some even have accomplices who would serve as “eye witnesses”.

In China, these scams are called ‘Pengci’ which translate to bumping.

So why do these scams happen?

It’s easy money.

Pretend to be injured and demand compensation. Many go to great lengths including threatening legal action and even taking the driver to the police.

Often, those who’re not familiar to these scams would panic and would yield the desired amount, giving these scammers easy money. Others also do it to take advantage of your insurance claims.

So long as you’re informed and understand their motivations and modus operandi, you’re in good hands.

Here’s how to avoid being scammed.

1. The first thing you should consider doing is installing a dashcam for your vehicle. You can purchase many for under US$50 online through trustable vendors.

2. The next step is to immediately call the police to the accident scene if you’re unable to rid the scammer. Some of them can be extremely persuasive and even relentless. So long as you have evidence that you’re not in the wrong, you’re in good hands.

3. Be sure to take images and videos of the “damage” to your vehicle and “injuries” on the person. This will serve as proof in the event the scammer does decide to take legal action – which, by the way, happens rarely.

4. Avoid individuals who suddenly appear at the accident scene. These are typically accomplices who would direct you to a “physician” or “lawyer”. Remember, these scammers work in teams so if you have your own physician or lawyer, call them.

5. Also, in the event you to agree to be directed to these “physicians”, avoid filing a personal injury claim especially if you’re not hurt.

6. Always file a police report even if it’s a minor accident. This will greatly help your insurance company believe you more.

Hope these steps I’ve shared would help you. Remember, if you did nothing wrong and follow the above steps, they will not be able to scam you.

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Cover image sourced from Monthly Fails / YouTube.